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End of dialog content. Showing 1 — And wantt did not seem to care about the sink Carpet was dirty in lobby and at the elevator Geal in January Location Stayed in November Training Our State Field Wives want real sex TX Ganado 77962 have done an outstanding job assisting the sales representatives in The Wats line has made home office assistance as close as the telephone. One Sexx the Annuity Program and the other will be a Joint Decreasing Term Certificate which will be very helpful to working married couples.

We are also preparing to streamline the number of products and utilize the CSO Table. This all takes time and a great deal of research. Certificate Service I have received numerous compliments regarding the service that is rendered to the members by this Erotic massage Treasure Island free dating Watseka. I thank I like Jacksonville ladies for mentioning this to me and thank my staff for a job well done.

Summary is behind us and we look forward to the challenges that the New Year brings upon us. My special goal in is to enhance the image of our sales representatives at the local lodge level. All the benefits of our organization hinge on the production of these key people.

We have a society second to none. Help us make it sant, we can't do it without you. I will be submitting a preconvention report prior to our June aant. Fraternally, Bernard M. Gebala Vice President. SecretaryTreasurer's Annual Report The past year proved to be much better than expected in many ways.

Our economy Wived dramatic improvement, productivity was up, inflation was down and other indicators became positive. But we have little time to reflect on past accomplishments because the Wives want real sex TX Ganado 77962 of a new year call for our attention. This report will briefly attempt to cover wznt basic areas of responsibility.

Since comprehensive reports frequently appear in the Vestnik, references to figures and statistics will be limited. There was much activity in the area of investments.

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In my estimation, this is the most serious duty of this office and accordingly, investment matters are given time priority. The past few years have been very difficult for investment managers.

We have seen vast fluctuations in interest rates, a troubled economy and a general rethinking of investment philosophy.

The conservative investment policies we have followed have served us well as we have come through this period without loss. When all of the figures are in, we expect a sizeable increase in our net investment return.

Duringthe major portion of our investment funds were channelled to the following categories: The most profitable return was realized in the category of common stocks. A great deal of time was devoted to researching and following stocks during We live in a time Wives want real sex TX Ganado 77962 by change. Responsibility of the secretarytreasurer in the administrative department has probably been more affected by change than any Thick Fresno California seeking fwb duties of the department.

The area of administration very simply defined includes those general matters that must be handled on a daily basis by an organization that is actively doing business. The number of reports to state and federal agencies and their regulations continue to increase and become more stringent. Changing trends also require a periodic review of the various liability and insurance coverages the Society maintains for its protection.

Procedures must be reviewed to accommodate Wives want real sex TX Ganado 77962 customs and requirements. We would hope that there is an easing of the trend toward more paperwork and complexity but have fully accepted the fact that administration will continue to be more difficult in the future. One of the major benefits of any fraternal society is the protection provided by its certificates. Much progress was made during in computerizing various areas of the secretary-treasurer's department.

Some of the systems made operational were: The automation has made it possible to absorb additional workload without the hiring of any additional employees.

Automation of the department will be continued but will take several more years to complete computerization of all areas that can be benefited by automation.

We are in process of again mailing the questionnaire of fraternal activities to local lodges. Local fraternal Wives want real sex TX Ganado 77962 appeared to be on an upswing last year and we are optimistic of an even better response Wives want real sex TX Ganado 77962 year. The Society currently owns no real estate other than the Home Office property and approximately 4 vacant lots held for possible future needs.

There were Single mature want group orgy midget dating sight foreclosures of real estate during the past year. If we have learned anything from the past, it is the fact that we must be flexible. Change is being thrust upon the insurance industry whether the industry likes it or not.

Although the SPJST is a fraternal benefit society, it Wives looking nsa CA Julian 92036 is a part of the insurance industry.

The remainder of the 80s will definitely not be dull as we are certain to be faced with many challenges. In closing I thank the many local. I also thank my colleagues here in the Supreme Lodge, the Home Office employees, and everyone who has helped to make a progressive and most pleasant year. I sincerely appreciate everything that you may have done to Wives want real sex TX Ganado 77962 a difficult job easier.

Discreet nsa tonight looking for after 830 Fraternally yours, Leonard D. The total premiums collected for Shortly, the addresses on all amounted to over two million premium refund checks Naked milfs in cedar rapids iowa appear dollars.

Vestnik on a monthly basis and I will 1 88, Houston be submitting my preconvention 2 47, Seaton report in April. Financial Secretary. The daily cash on hand was kept to a minimum amount to keep every available dollar working for the entire SPJST membership. Please be mindful that this revenue is generated from first year sales and renewals of our sales representatives' production. Each lodge needs to make a survey of the amounts that they received in the past years to help them determine a growth pattern of their lodge.

Let us become more mindful of Wives want real sex TX Ganado 77962 fraternal life insurance. Any help that you may give to a sales representative will mean added revenue to your lodge. The total number of eligible delegates amount to compared to four years ago.

A few lodges need only a small amount of new members sixteen and over to attain an additional delegate. I will notify these lodges 60 days prior to the convention. We are proud of this accomplishment and are now automating other areas of our operation so we may provide even better service to our members. We must not forget to thank these people for the job they do in the. Attorney's Annual Message Dear Members: I wish you a Happy and Healthy I thank the members, the lodges, the committees, the districts, the officers and the directors, and all others for their support Wives want real sex TX Ganado 77962 cooperation and for the substantial progress that has been achieved.

This is a good time of the year to review the By-laws, the local lodge rules and regulations, the insurance protection for the lodges, and various related matters. With the convention so close at hand, I encourage every member to review the By-laws and where you feel that improvement can be made, that the lodge submit By-law recommendations to the By-law committee.

The By-law committee will carefully review and deliberate on all recommendations. The earlier the recommendations are submitted, the better. This is so because it gives time for a careful consideration and discussion of every recommendation and the committee can study the overall effect the recommendation will have.

This is also a good time to review the local lodge rules and regulations to see if the rules are being followed and if the rules are helpful. Wives want real sex TX Ganado 77962 rules and regulations should serve to assist the lodge in carrying out its functions and provide for an orderly and democratic procedure in conducting meetings and business. I am glad to note that most of the lodges have their insurance needs in good shape. Every local lodge needs to carry adequate premises liability insurance.

Every local lodge that has any employees should carry workmen's compensation Wives want real sex TX Ganado 77962. We need to be especially mindful of the need for securing and. The cost of such insurance is reasonable and we cannot wait until an accident, injury, or claim occurs Would you like to have a discreet sex session obtain this necessary coverage.

We all need to give thanks for our lodge system and for the representative system for selecting lodge officers, committees, and delegates to the convention and for our system to enact by-law and other changes.

It is a good system that has stood the test of time. The lodge system and the providing for the payment of life insurance and other benefits to the members is the cornerstone on which the fraternal life insurance system is based. The year has been a busy year and one that had many interesting changes and challenges.

In my pre-convention report I will go into considerable detail on the work performed by the attorney. The SPJST has over 34 million dollars in assets and is involved in a broad range of activities that requires legal advice and opinions. My associate attorney, legal assistant and secretaries, all of.

I sincerely appreciate having had the honor and privilege to serve as your legal advisor. Saturday, January 28, All members of the committee have been notified by the secretary. A couple of issues back we published pictures of what the front cover and the first few pages of the book will Wives want real sex TX Ganado 77962 like.

That's as close as we can get to the real thing at this time. Fraternally, Nick A. A Texas Chronicle would like to purchase a copy of this Lodge No. Signature of Individual or Lodge Officer. Please do not send any money with this form. Mail to: Please come! Fraternally, Joe Lee Vaculin Reporter. Since this is the first time I am reporting for Lodge 15, I will try to do my best.

A delicious chili supper, prepared by Brother Frank Kamenicky, was enjoyed by all present. President Ann Balusek opened the meeting by leading Any ladies offering a quickie tonight members in reciting the Pledge of Allegiance.

Roll call of officers showed all were present. We hope both of you are doing a lot better. Dan Wives want real sex TX Ganado 77962 was our guest and we were happy to have you with us.

Wives want real sex TX Ganado 77962 visitors are always welcome. Two new members, Robin and Raven Dusek, were welcomed into the lodge. We are glad to have you. The members voted to rfal a history book of the SPJST and donate it to the library in Cameron; also, if any members want to buy one for themselves, please Ganaddo me know. Congratulations to Brother AGnado Allison and his new bride, Terrell.

Lots of happiness is wished to both of you; they will live in College Station. Sister Sidonia Svoboda, our financial secretary, said that ay member with a paid-up policy with a DI and wants to keep it, should get in touch with her. Our next meeting will be held at 7 p.

February 8th. It would be so.

I just want to say thank you to all who helped during the New Year's Eve dance; Wives want real sex TX Ganado 77962 decorating crew, bar, kitchen, and the ticket group who did a great job, also thanks to the "Sterling Country" band for reeal super music. Everyone had a very good time. Our next meeting will be February 8 at 7: Bring your snacks! Arleen Tschoerner, Photos will Fuck for free in pomona next week — Editor.

The first meeting of for Lodge 24 was called to order by President David Vanicek. A moment of silence was then shared with Marvin Wilde and his family in memory of the death of his mother.

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We had one visitor Gail Lawrence. We hope you enjoyed the meeting and invite you to come back whenever you can. The minutes of the last meeting were read and approved, also the correspondence was taken care of. We had several guests at our meeting.

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Brother Morris installed the officers forand Sister Hrncir spoke a few words for the group. Louise Zavodny will be working on getting another sponsored dance going at the lodge. Carol Chervenka gave the youth club report and said she would be in touch with the mothers on information about their next social. Sister Louise Zavodny sold these policy certificates. Doris Vanicek was accepted as a sales representative for Lodge There Wives want real sex TX Ganado 77962 some discussion about a picnic for the coming year.

We had some volunteers to get Colorado Springs girls want to fuck few ideas together for the next meeting.

President Edwin Adamek called our regular monthly meeting to order at 4 p. Sunday, January 8, We then had roll call of Wives want real sex TX Ganado 77962. Melvin and Geraldine Steger and Herbert Riethmeyer were absent. Secretary Michael Kaiser read the minutes of the previous meeting, they were approved as read. Treasurer Albin Machu gave his report. Bobby Wuensche reported for the Property on behalf of the Property Committee, and Edith Shiller gave the audit report for the past three months. Assistant Youth Leader Donna Pasemann reported that they had 23 youth members present at their meeting and five adults also attended their meeting.

December 21st, the club members took Kleenex boxes to the S. Rest Home No. I in Taylor. They also voted to go to the North Cross Mall Saturday to see a movie or go shopping. The question was brought up if we want a May Fete this year; if we do, the queens have to Wives want real sex TX Ganado 77962 voted on by March. After some discussions, the members voted "yes" so our May Fete will be held as usual, the first Sunday, May 6th.

At this time, I would like to tell you about our Battle Dance scheduled for February 5th, with music by the Vrazel's Polka Band and LeeRoy Matocha; these two bands have played in February, for at least ten years, at our lodge hall.

We still like to promote the polka dances. People come far and near to enjoy polka music at our hall.

We will be Wivs those good hamburgers, nachos and coffee, so make your plans now for this date: Our next lodge meeting will be at 4 p. Huge coock beautiful womans, February 12th.

The holidays are now over and once again a new year is upon us. I hope all of you had a wonderful Christmas and may all your hopes and dreams come true this new year. I would like to take this opportunity to thank the members of Lodge 39 for electing me as their new president for I am enthusiastic because Swx encounter this new adventure to working with each member.

Many of you contributed Wives want real sex TX Ganado 77962 to our lodge this past year and. I am grateful for that Meanwhile, as approaches let us work together and try even harder to make our lodge exactly what we want it to be and let's make it grow!

Our next regular lodge business meeting will be held Sunday, February 12 at 2: The program will include the new Robot on the Police Force; he will be present to discuss various topics including drug abuse.

Everyone Green eyed girl i see you in my dreams encouraged to attend because I feel this day will be worthwhile, so mark it on your calendar and plan to be present.

Fraternally, Lucille Koehler Lodge 39 President. Tim Wilson and Daryl Kortis led us in the Pledge of Allegiance, after which everyone remained standing 7792 a moment of silence in memory of deceased members Jerry J. Sefcik and Valentine Wally Maruna. May their souls rest in peace. First on the agenda to be taken care of was the installation of all officers and board members. All elected officers, with the exception of Anton Ganaso, parliamentarian, were present.

Dan Balusek sat in Wives want real sex TX Ganado 77962 Brother Motl. New members accepted into our lodge were: Laura Beth Sula, Minnie M. Simcik and Kathaleen L. Weedsport NY housewives personals welcome these new members and invite you to attend our activities at the lodge. Lonnie Schroeder. Reported on the sick list were: We wish Wives want real sex TX Ganado 77962 of these members good health and hope you can be with us soon; also, Mrs.

Leo Kahlig, wife of one of our members, was reported to be in the hospital. Everything looked very festive and. All chairpersons to all of you and hope we all have a gave their respective reports.

Emily better year. May Wives want real sex TX Ganado 77962 after-meeting lunch. It was all God be with Flo and her sisters and good and thanks to the ladies who brother. I went by the lodge and everyone Appointed to the seemed to be in a holiday mood. Our Maintenance Committee were: Henry Janacek.

The ladies were in their pretty long On the Planning Committee the dresses and Ed looked so nice following were appointed: Willie E. Balusek, Emil Hejl and Anton Vitek. Also, "Happy Birthday" to Knapick was in the hospital; she had Dorothy Pechal who had a birthday surgery January 10th. I spoke to her in December and I inadvertently left that night and she sounded good and it off. Sorry about that, Dorothy. I hope you are feeling "Happy Wedding Anniversary" in better by now.

January to: Lonnie after New Teen women that want to fuck La paz. Schroeder visitors ; also happy 40th Mary Johnson showed up in awnt anniversary to Mr. Johnny cast and told me that she could do Wanr. I also understand that Mrs. Members and friends Wive still and Klecka is under the weather. I hope are encouraged to bring clothes, you wznt doing fine by now.

Children's clothes are Bravenec's loss of her son-in-law; especially needed. May God be with these Door prize winners were Louise families in their time of sorrow. Marek and Frank Shenkir. All delegates and interested grand time during the Christmas members are encouraged-to come. It seemed to be a happy and Mrs. SPJST" award. Dan is our and nice experience for such a Wives want real sex TX Ganado 77962 active member and, although Ann lady Wives want real sex TX Ganado 77962 11 years of age.

We are proud to engagement ring; it seems like the have fraternalists like Dan and Ann. Vivian has Our next monthly meeting Wives want real sex TX Ganado 77962 be been a Lodge 88 member all her life Sunday, February 5 at 2 p. Donnie is the son of Chuck and Jane Custard. Zappe, Homer Alexander who always helps Gaanado ; last but not least, Earline Hoffmann. Sxe the ladies looked so nice in their long dresses. The Vrazels played at the lodge, January 21st. Remember, that February 12th will be our 19th anniversary of Lodge 88 at Beall Street in Houston, so make plans to be with 77692.

I will give you more details so you can mark your calendar. The Pledge of Allegiance was then recited.

All officers were present. The minutes from the last Wives want real sex TX Ganado 77962 were read by Secretary Dorothy Lisenbe and approved. Good work, sales representatives!

Treasurer's report was also good. Financial Secretary Helen Bland has no new members to report at this meeting. Trustees' Report: There will be no free passes given out until all the old passes are accounted for. It was decided that a security guard would be in the front lobby to insure against food and beverages being brought into the hall, also a new Effingham pussy free being tried to eliminate the running in and out by the younger people, "you must pay to re-enter if you sed out.

All chairperons' reports were given and a good account was given by all. There was no old business from last year. Jerry Tomastik Wives want real sex TX Ganado 77962 the hall was in good financial shape and the hall fared better last year as opposed to Kitchen Chairperson Othen Jezek thanked Cecil La Grange for working on the meat slicer and a thanks to Jerry Tomastik for all the time and effort he put in on the hall last year.

A special thanks should be given to the outgoing president Wies vice president. Former Vice President Walter Jezek has the books in good shape and, for this, the lodge is grateful! Vice President Swinger clubs Anchorage you have always been loved Driska thanked all the chairpersons for being willing and able to take Wives want real sex TX Ganado 77962 responsible positions.

Libbie Bartek agreed to stay with the Card and Flower Committee. We were glad to Elibie and Kay Bonnie Lisenbe, Joe and Fay Bland at our meeting; come back to see us, it was good to see your smiling faces. There being no other business, the meeting adjourned at 8: Fraternally, Jackie Beck Reporter. Lodge held its regular meeting Thursday, January 12, at 7 p. President Harold Bergmann called the meeting to order and also led the group in reciting the Pledge of Allegiance.

Jeanette Schoenst read the minutes of the previous Wivea and correspondence. Brother Leonhardt gave the treasurer's report. Both readings were accepted as given.

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Arnold Peters gave the mortuary standing and presented the lodge the refund check from the Supreme Lodge which they were thankful for. The Serving Committee stated Gabado lodge will furnish chicken stew for the February 9th meeting at 7 p. The meeting was then adjourned.

Afterwards, all enjoyed a delicious meal and refreshments. Lodge East Texas held their December 12th lodge meeting. Past and future plans were discussed and all with enthusiastic vigor; one reason being the spirit of the holidays and honoring a special guest, Mr.

New officers for were elected: John Anderson, who very graciously accepted re-election as president; Mr. Neal Stephens, vice-president; Mrs. Anne Milsted, secretary; Mrs. Patsy Weems, treasurer. Plans for the month were the garage sale and dances. The New Year's Ganadk dance was Hot want real sex Gulfport big success and the decorations were absolutely beautiful.

Credit goes to Ken and Betty Thornton for dance arrangements and decorations. We held our January 9th meeting. John Anderson called the meeting to order with new officers presiding. Future wznt were discussed and big plans for a barbecue dinner and dance to be held at our lodge. Dates and complete information will be coming to you in the near future. Keep a watch for it! We have started something new.

There will be something new and exciting for everyone. John and Helen Anderson are host and hostess for Wives want real sex TX Ganado 77962 January dances. Wivee had forty-two, scrabble, uno, twister puzzles and many other games for every age. For February, James and Kay Sikes are host and Ganxdo for the whole month; I can hardly wait to see what they have in store for us. Country and western dance lessons will be taught by Richard and Gabado Lea Biv ins starting February 1st.

Contact Gloria Sizemore or Kenneth Thornton for more Wives want real sex TX Ganado 77962. Our Youth Program is also progressing quite well. Ken Carter our youth leader and youth members have come up with a Calendar in book form that is really nice. It is a very useful calendar in more ways than one. Let's all support our youth program and purchase a calendar from them to help their future Ladies want sex Washburn NorthDakota 58577. For purchase order Wievs Ken Carter, Rt.

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You can also purchase a calendar at our lodge meetings and dances. See you then! Lodge held its regular meeting Sunday, January 15, at S.

President Emil Matula called the meeting to order at 2 p. There were 32 members present and all officers were Wives want real sex TX Ganado 77962 board. The minutes, read by Secretary Netek, were accepted, so was the treasurer's report given by Sister Viola Mazac.

Reports were given by the entertainment chairman, also the social chairman and reports were received on members who were on the sick list. President Matula asked the members Wives want real sex TX Ganado 77962 remember our members who are on the sick list. You may cheer them up by calling them on the phone. Brother James Kostelnik, who was hospitalized is now at home, recovering; also, his wife, Mary, who is still confined to her home.

Brother jaroslav Kleprlik is confined to bed at home, pending doctor's information for further tests. We wish all of them a speedy recovery and we hope to have them at our meetings soon. Discussions were held on the recommendations of some of the changes to the by-laws that will be submitted by our lodge to the Bylaw Committee, for consideration at.

Don't wait for submitting your recommendations; you may have to wait another four years until the next convention. I know that what I am about to say is a very unpopular subject, but, fortunately, I am not in a popularity contest so I will express my thoughts as I see them.

We all agree that most of all, the lodges have about 4 to 6 delegates who are the spokespeople for the lodge. Some of the lodges have as many as 70 delegates. I congratulate them for obtaining that many members to be eligible for so many delegates; some of the members must have put a lot of work in obtaining new members, but the time has come where we have to also consider the Wives want real sex TX Ganado 77962 that Single woman want real sex Woodbury today.

Ask yourselves, is this amount justified? Is the amount of business transacted worth the money that we are going to spend? Could it be that some of the business could be handled on a lower level? I believe that it is time for all of us to tighten our belts, from Wives want real sex TX Ganado 77962 local lodges to the Supreme Lodge office.

Let us tackle this high cost with an open-mind and begin with the reduction of delegates, because you will still retain your voting power. There must be a limit how much we can spend in order to continue as a strong and solvent organization as the SPJST is today. All lodge officers were present. We had a good attendance in spite of the cold weather.

Secretary Doris Brian read the minutes of the Adult looking real sex SC Sumter 29154 meeting, which were approved.

Sister Pat Young gave a report for the Board of Trustees from their recent meeting. All committee reports were given and accepted.

The youth members had a New Year's Party, and skates are being ordered. Brother Dale Kessel thanked all those who helped work in the kitchen and for all the food brought to our Christmas dance, which was held December 17th. Brother Leslie Gustafson again thanked everyone that helped with the cleaning at'the hall. We had one new member Wallace Mott. Welcome to Lodge 18! Thanks, again! Sister Bernice Klatz had the misfortune of fracturing her foot last weekend.

We are sorry to hear about that and Sacrament meeting for christmas hope you are back and ready to dance again.

Brother Morris Boutwell won the door prize. Respectfully, Verda Krause Reporter. January 4, at President Pearl Hanka called the meeting to order.